About US Independent Insurance Agency
With roots in Driftwood, TX, US Independent Insurance Agency is a dedicated business insurance agency that understands the intricacies of your business needs. Having transitioned from Farmers Insurance after 25 years, our independent agency focuses on providing specialized coverage for commercial properties, including condominiums, hotels, and retail spaces. We also extend our expertise to commercial auto insurance, serving both large fleets and smaller businesses. As proud members of the Community Associations Institute, we are committed to offering nuanced, informed insurance solutions to our clients.
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Proudly Serving Driftwood, TX and Beyond
Connect with us to explore how we can serve your business insurance needs.
Our Insurance Specialties
Liability Coverage
Risk Factor
Being involved in a covered accident can result in legal exposures and damages, potentially leading to costly legal battles and financial liabilities.
Solution
Liability Coverage protects you from costs like legal liability, accident-related injuries, or accident-based damage in the event of a covered accident.
Bodily Injury Liability Coverage
Risk Factor
At-fault accidents can result in severe bodily harm to others, imposing a heavy financial burden due to medical expenses and potential legal costs.
Solution
Bodily Injury Liability Coverage can ease the financial strain by covering expenses related to bodily harm or death from an at-fault accident, typically including legal costs.
Property Damage Liability Coverage
Risk Factor
Unintentional damage to someone else's property caused by your vehicle can lead to significant repair costs and financial liability.
Solution
Property Damage Liability Coverage protects you by covering the costs if your vehicle unintentionally causes damage to another person's property.
Medical Payments Coverage
Risk Factor
Accidents can result in medical expenses for you and your passengers, regardless of who is at fault, leading to unexpected financial burdens.
Solution
Medical Payments Coverage helps pay for these medical expenses, providing financial relief after a covered accident.
Uninsured Motorist Coverage
Risk Factor
Injuries and property damage caused by uninsured or hit-and-run drivers can leave you without adequate compensation, leading to financial hardship.
Solution
Uninsured Motorist Coverage protects you from these risks, covering injuries and property damage, and often includes underinsured motorist coverage for cases where the at-fault driver's insurance is insufficient.
Comprehensive Physical Damage Coverage
Risk Factor
Non-collision incidents like theft, vandalism, flood, or fire can cause significant damage to your vehicle, resulting in expensive repairs or replacement.
Solution
Comprehensive Physical Damage Coverage compensates for such damages, offering financial protection against these non-collision risks.
Collision Coverage
Risk Factor
Collisions with other objects can cause extensive damage to your vehicle, leading to costly repairs.
Solution
Collision Coverage pays for the damage to your vehicle in the event of a collision, alleviating the financial impact of such incidents.
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Business Auto
An Independent Agency Gives You Options
We proudly represent The Hartford, Honeycomb, and more!
We offer a wide variety of insurance solutions.
We are there for you in your time of need.
We are by your side every step of the way.
We are licensed insurance advisors.
Why Go Independent?
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Already a client of US Independent Insurance Agency? Visit our Service Center to make requests and manage your insurance.
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Don’t like forms? Contact us at 212-920-9182 or service@usiia.insure.